presented by Vision Long Island and the Long Island Main Street Alliance

November 19th, 2020

Quotes of the Day

	“We know our restaurants have been so nimble in handling changes and regulations to protect public safety. As the weather gets colder, we hope this program gives restaurants a boost during these winter months” - Nassau County Executive Laura Curran
	“The Village of Farmingdale is thrilled to welcome EmPower Solar to our community.  Empower Solar is expanding and hiring during the pandemic – which is amazing. We are very fortunate that EmPower selected Farmingdale – a ‘green’ Village.” - Farmingdale Village Mayor Ralph Ekstrand
	“We need corporate philanthropy to increase in order to meet the needs of our local communities. We are happy to assist the Freeport Chamber help students get access to technology that may not otherwise be available.” - Mike Cave, co-founder of PinkTie Charities
	“The GivNGo Fuel Station dedicates a portion of each gallon purchased to local charities, so the money stays in the community.  Folks have an opportunity to invest in their neighborhood with even simple transactions like filling up their tank." - Rich Cave, co-founder of PinkTie Charities

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Nassau County Executive Curran Announces New Restaurant Recovery Grant Program

Vision Long Island recently joined with the Nassau County Community Development Agency in East Meadow to announce a new Restaurant Recovery Grant Program.

The Nassau County CDA will provide $2.2 million for roughly 300 restaurants, along with grants of up $10,000, to help cope with safety restrictions and new mandates.  The businesses must have under 50 employees and the program is geared towards full service dining.  The funding can be used for Rent, Payroll, delivery vehicles, kitchen equipment and capital improvements

These grants will come from federal funding that has originated from the CARES act and will be managed by the Nassau CDA.

It was great to see Nassau County Executive Laura Curran, Frank Camarano from the Nassau Council of Chambers, and Terri Dukes and Kevin Crean from the Nassau County CDA promote the program.  Garden Social in East Meadow hosted the gathering.

Nassau County Executive Laura Curran said “We know our restaurants have been so nimble in handling changes and regulations to protect public safety. As the weather gets colder, we hope this program gives restaurants a boost during these winter months”

The program is designed to help at least in some way with lost revenue from the season as well as the newly imposed curfews and regulations.  This is the first program of its kind on Long Island.

“Local restaurants provide local jobs, keep our Main Streets full and generate tax revenue for our municipalities,” said Eric Alexander, Director of Vision Long Island and founder of the LI Main Street Alliance.  “Recent curfews and other restrictions headed into the winter make it difficult to keep afloat.  Kudos to the Nassau County CDA for putting this program in place to get resources directly to local businesses.”

The application portal will be up on November 30th along with all the program guidelines on, and will be available at the following address: Nassaucountyny.gov/restaurantrecovery

You can read coverage on this new grant program at Newsday, WABC TV, WCBS News Radio, and News 12.

New Restrictions on Restaurants and Jury Service Go into Effect

With coronavirus cases on the rise, New York State is tightening restrictions on bars, restaurants, gyms, and even the courts.

"COVID-19 is spreading in New York, and the increased number of cases is taking place throughout the state. This is not an upstate or downstate issue—all New Yorkers, regardless of where they live, have cause for concern," Governor Cuomo has recently said.

Starting this past Friday, November 13th at 10 PM, bars, restaurants and gyms or fitness centers, as well as any State Liquor Authority-licensed establishments, such as bowling alleys, movie theaters and pool halls, are required to close from 10 PM to 5 AM daily.

Restaurants will still be allowed to provide curbside, food-only pick-up or delivery after 10 PM, but will not be permitted to serve alcohol to go. Off premises liquor and wine stores shall cease sales and close at 10:00 PM, daily, and may not reopen before the county off premises liquor and wine opening hour.  

The Governor also announced that indoor and outdoor gatherings at private residences will be limited to no more than 10 people.

According to Governor Cuomo, "If you look at where the cases are coming from, if you do the contact tracing, you'll see they are coming from three main areas: establishments where alcohol is served, gyms, and indoor gatherings at private homes.”

However, local business owners have expressed disagreement over the need for the curfew as their businesses took a hit from the new regulations.

Bob Russo, owner of Nassau County restaurant Garden Social noted that “We have lost 20% of our revenue with the 10pm curfew.  Due to the restrictions we are taking dollars away from our staff”

Frank Borelli, longtime owner of Borelli’s said “We have followed all the rules through the pandemic but our business dropped 50% last week out of fear due to the curfew”

“Just when we get momentum to get out of this pandemic then the curfew hit.  Small businesses in Nassau County appreciate the help but ask want to survive on their own.  We are working together to do our best,” said Frank Camarano, Nassau Council of Chambers of Commerce

In the meantime, County Executive Curran pledged to do everything they can to help local businesses as they try to work through the consequences of this new regulation.  “We are not seeing outbreaks in restaurants and gyms,” stated Executive Curran.  “We can trust them to do the right thing.”

Additionally, New York recently put a temporary stop on jury service starting on November 16th. "In light of advice from our epidemiologist and Governor Cuomo's most recent directives concerning limiting congregation of groups of people in public and private locations, we have made a determination that starting next week, no new prospective trial jurors, both criminal and civil, will be summoned for jury service, for now," Office of Court Administration spokesperson Lucian Chalfen has said.

Pending criminal and civil jury trials and bench trials will continue to conclusion. New bench trials and hearings will be conducted virtually.

Click here for a Q and A from the NYS Liquor Authority explaining the regulations and the accompanying violation of $10,000 for any business in violation.

Transportation Experts Call for Halt to NYC Congestion Pricing Plan

In spite of a sharp need for more funding for the local transportation, it is no surprise that experts are now calling for a halt to the MTA’s Congestion Pricing Plan as passed. 

At the moment the plan is currently stalled as it awaits approval from the Trump administration, which has withheld guidance for almost a full year now.  However, during that time, Manhattan has seen an exodus of residents as they flee the city in favor of less densely populated areas in the state.  This has caused a drop in traffic across the region, and will result in significantly lower revenue compared to what was previously estimated.

One of the bigger problems with the plan though, was that there was absolutely no public process out here on Long Island to help shape it.  To date we don’t know of one organization or group from Long Island or that represents Long Islanders that signed on for the tolling plan.  This is distressing because Long Island commuters are likely to pay an inordinate amount of the cost in order to do business in Manhattan.

While Vision Long Island understands the severity of the MTA/LIRR crisis, and if a bailout package is not in order due to the lack of bipartisanship in Washington, than jumpstart this tolling by reopening a dialogue and being transparent with riders, drivers and the public.  This should include input by Long Island drivers, who will be paying these tolls and deserve a clear picture on where their money will be going.

You can read more on the stalling of the plan at Newsday.

Long Island Regional Planning Council Hosts Panel on Future of Long Island Retail

The Long Island Regional Planning Council (LIRPC) held a virtual meeting on November 18th. Presented was a panel discussion titled “Dinosaur or Dynamo? The Future of Long Island Retail.” Moderated by Gary Lewi, Managing Director of Rubenstein Associates, panelists included: Dave Ackerman, Director of Marketing, Samanea New York; Jonathan E. Cohen, Vice President, Blumenfeld Development Group; Pat Halpin, Managing Director, Mercury; Sarah Lansdale, Suffolk County Director of Planning; Larry Rose, Principal, The Rose Group; and Sean Sallie, Nassau County Deputy Commissioner for Planning. 

John Cameron, Chairman of LIRPC and Founder and Managing Partner of Cameron Engineering & Associates, opened the meeting with a tribute and moment of silence for one of their council members, Ralph Scordino, Mayor of Babylon Village, who passed away a few weeks ago. Chairman Cameron then presented a brief report focusing on the economic state of Long Island. “Our state and local municipal budgets are in serious distress,” Chairman Cameron explained, “and it’s our collective hope that the federal government recognizes its responsibility to respond to natural disasters, including pandemics, and provides much needed financial assistance to fill the budgetary voids caused by the global pandemic.

Panelists discussed a multitude of challenges, opportunities and future predictions of retail development, especially in this COVID-19 era, which has acted as an accelerant to changes in the retail environment. Highlights of the discussion included Sarah Lansdale discussing Suffolk County’s plans to address the changing nature of retail, which includes the drafting of a model code for a commercial to residential overlay zone for towns to look at and potentially adopt. Sean Sallie discussed the important role the county can play in supporting and assisting local municipalities, including expediting approvals.

The discussion turned to the lack of diversity and affordable housing on Long Island. Chairman Cameron inquired, “How can we utilize present opportunities to created hosing opportunities for not only empty nesters, but also the future workforce of Long Island?”  Larry Rose responded that developers need to be incentivized to do so. “Rents are typically lower for affordable housing because it is based on income level, yet the cost of construction isn’t wholly different. I still need to dig a hole. I still need to lay a foundation. It still gets a roof. It still gets heating.”

In the end, the panelists agreed retail development is changing, which is not novel, but there not only needs to be innovative ideas, government assistance, but also community buy in for any successful change to happen.

NYREJ State of the Long Island Market Panel Covers Downtowns and Development Trends

Vision Long Island Director Eric Alexander really enjoyed the opportunity to join the NY Real Estate Journal's State of Long Island Market panel recently along with SWC's Michael Sahn, Hildreth Real Estate Advisor's David Shorenstein and NAI LI's Leo Farrell.

The range of topics covered included the strong multi-family housing market along with the migration of residents from NYC to LI communities, the changing state of office space, and the weakening of the retail market. 

Special thanks to LI Real Estate Journal's Rick Kaplan for the invitation and we look forward to continuing to stay connected to their publication.

Check out the panel here and you can reach their publication at https://nyrej.com/.

Cuts to Buses and Health Services Move Forward in Suffolk County Budget with Little Legislative Input

The Suffolk legislature allowed County Executive Steve Bellone’s 2021 to pass without major changes Monday, November 16th, sending the county on a path toward deep cuts to county buses, health services, policing and other human services. These cuts will affect the county’s workforce and Suffolk’s most vulnerable residents.

According to Newsday, County legislators did approve a series of largely technical amendments that left a majority of the proposed $3.2-billion budget untouched. Lawmakers offered no substantive alternatives to Bellone's proposed cuts, which include eliminating 500 full-time jobs, curtailing bus and disability transit services, including service to about 200 disabled riders, and reducing funding to community clinics, public health agencies and nonprofits.

County lawmakers offered no substantive alternatives to County Executive Bellone's proposed cuts. According to Vision Long Island Director Eric Alexander, “It is really impacting the lower-income and middle class first. Frontline workers shouldn’t also be on the front line to lose services."

County Executive Steve Bellone blames the massive shortfall on the pandemic, less sales tax revenue, less gambling revenue from Jakes 58 and less property tax revenue mainly due to closed businesses.

According to Suffolk County Legislature Presiding Officer Rob Calarco, “This budget is one that I think everyone would agree is one that we rather not have. When we talk about a budget that balances the budget through cuts, this is what it looks like. It is painful. It is ugly. And it has a dramatic impact to services.”

With mounting criticism that the budget was adopted without a legislative vote, thereby abdicating legislative responsibility, Presiding Officer Calarco stated it was never their responsibility to approve Bellone’s budget. “We do not give the county executive’s budget an up-or-down vote. We never have. With the way the law is written the county executive submits a budget to us and we have to, we have the opportunity to make amendments and whatever we don’t change becomes law. If we did put the county executive’s budget to a vote, an up-or-down vote, and it failed without change with no amendments made to it, it would still become law, because that’s the way it’s set up.”

According to Newsday, one of the amendments approved Monday would allow any unbudgeted revenues to be used to avoid layoffs. Legislators also voted against a measure that would have restored salary funding for the comptroller's office. Comptroller John Kennedy said his office needs all its current employees to help generate revenue for the county. But legislators said they don't want to show favoritism to one office when all county departments could face layoffs.

County Executive Bellone has 36 hours to veto any legislative amendments.

A majority of the cuts will not take effect until June to allow for the possibility of more federal pandemic aid. "These cuts should not happen, and that is why Washington must act as quickly as possible to deliver direct disaster aid," County Executive Bellone has stated.

Vision’s Director Eric Alexander notes, “We all want to see federal aid and can hope that it is coming if Washington can work in a bipartisan manner, however, there needs to be a conversation on how local governments generate revenue and keep It local in order to pay for critical services.”

According to Minority Leader Tom Cilmi, “We cannot rely on additional federal help here. No matter who the president is we have to rely on improving our economy. And we have to do everything we can to ensure there is not an additional shutdown of this economy.”

Legislator Bridget Fleming emphasized it's common for lawmakers to make additional amendments in February, under the county charter. "I want to make it crystal clear that this is not the last time we will consider this budget," Fleming stated. "It is very important to note that none of the cuts are scheduled to go into effect before we will revisit the budget and offer amendments.”

Click here for Newsday coverage. Click here for WSHU Public Radio coverage.

Pink Tie and GivNGo Gas Station Donates Money for Student Chromebooks in Freeport

The Pink Tie Delivers Team was out in the Village of Freeport recently at the “GivNGo” Gas Station to present a check to the local Chamber of Commerce for their purchase of Chromebooks for area students who are in need. 

The GivNGo Fuel in Freeport, located at 300 West Merrick Road, is part of the charitable PinkTie Network, delivered the donation of $10,000.  Board members of the Freeport Chamber joined in the presentation, including Lois Howes along with NYS Senator John Brooks, Assemblywoman Judy Griffin, and the owners of Give and Go Gas Station, Danny and Emre Ocak.

“We need corporate philanthropy to increase in order to meet the needs of our local communities,” said Mike Cave, co-founder of PinkTie Charities.  “We are happy to assist the Freeport Chamber help students get access to technology that may not otherwise be available.”

“The GivNGo Fuel Station dedicates a portion of each gallon purchased to local charities, so the money stays in the community.  Folks have an opportunity to invest in their neighborhood with even simple transactions like filling up their tank,” said Rich Cave, who is also a co-founder of PinkTie Charities

PinkTie 1000 Foundation is a 501(c)(3) is a community-led charity that tackles tough social and economic problems with urgency and a long-term approach to create access to opportunities for people in underserved communities in New York State.  The Freeport Chamber of Commerce itself is a private, voluntary, not-for-profit organization of business and professional people dedicated to improving the economic environment of the Incorporated Village of Freeport, Long Island and New York State.

In addition to this charitable donation, the Pink Tie Delivers Team will be out today in Central Islip delivering food to area residents with Central Islip community leaders and Town of Islip officials.  Stay tuned for an update.  If you want to join the Pink Tie Delivers Team reach out to us at www.pinktie.org

Farmingdale Cuts Ribbon on New Empower Solar Facility

Vision Long Island was out this past Friday in the Village of Farmingdale for the ribbon cutting of a new Empower Solar facility.  We are happy to see this company expand green jobs into our local communities and extend our congratulations to good friend, and Vision Board member, David G. Schieren.

The Farmingdale Chamber of Commerce, which is led by Joseph Garcia, was out in force along with elected officials that included Village of Farmingdale Mayor Ralph Ekstrand​​, Town of Oyster Bay Supervisor Joseph Saladino​​, Nassau County Legislator Rose Walker​​, and Nassau County Comptroller Jack Schnirman​​. 

We were also happy to see our friends Adrienne Esposito​​ from CCE, Dave Saul​​ and Joann Saul from Marketing Masters, Bill Moseley and, of course, Tara McDermott​​ and the Empower Solar Team.

Mayor Ekstrand said it best when he talked about how “The Village of Farmingdale is thrilled to welcome EmPower Solar to our community.  Empower Solar is expanding and hiring during the pandemic – which is amazing. We are very fortunate that EmPower selected Farmingdale – a ‘green’ Village.”

Village of Mineola Continues its Redevelopment

Newsday recently did a profile on the Village of Mineola and its history along with all the efforts it has made in recent years to grow a vibrant downtown.

The Village has been the seat of Nassau County since 1898 and was really made famous by aviators and their maiden flight from Mineola fields.  This earned the moniker for the Village as the “cradle of aviation.”

Recently, the municipality has focused on transit-oriented housing, located near the local LIRR station, and efforts to become a major transportation hub in the region. This includes work done to redevelop their train station and downtown area has been paramount, along with growing the tax base and preserving public spaces. 

"We’re continuing smart growth development and reinvesting in our aging infrastructure," said Mineola Mayor Michael Strauss. "You can’t have a stable real estate market and vibrant downtown without investing in it. The downtown sewer system project is almost finished."

Great work completed for the last 15 years and glad to see it recognized.  They also have received four Smart Growth Awards during this period as well.

 
You can check out Newsday’s profile of the village here.

Long Island Housing Services Seeking Foreclosure Prevention Housing Councelor

Long Island Housing Services seeks to hire a Housing Counselor who is fluent in Spanish and English. Successful recruit will work under direct supervision of the Housing Counseling Program Manager. The Housing Counselor will provide one-to-one HUD housing counseling and advocacy for residents of Nassau and Suffolk homeowners who are in jeopardy of foreclosure on their primary residence.

HUD Housing Counseling experience preferred, not required. Must pass the HUD Housing Counselor exam and become HUD certified. Long Island Housing Services will pay for training and exam. Fluent Spanish and English speaking/written skills are required. Collaborative spirit and positive attitude toward change is a must!

Annual salary: $45,500, negotiable with HUD housing counseling experience, includes generous benefits.

Sample Work Responsibilities:

• Intake/interview new clients and maintain/manage case files through close out
• Provide financial counseling and assist clients to draft/revise household budget
• Provide clients with financial assessment based on income, expenses, and mortgage information
• Provide clients with a personalized action plan
• Prepare/review loan modification proposals/packages for submission to lenders/servicers
• Communicate with lenders/servicers/attorneys and negotiate affordable loan modification terms
• Review loan modification offers with clients and assess affordability
• Assess loan modification denials and assist clients with appealing/reporting if wrongful
• Provide information about foreclosure process and alternatives such as short sale or deed-in-lieu
• Provide legal referrals to clients who need assistance with answering summons and complaint
• Collaborate closely with colleagues including attorneys/housing counselors
• Maintain compliance with all HUD/grantor requirements
• Maintain and submit timely reports on case files/client activity
• Obtain/maintain HUD Housing Counseling Certification and continued education and training requirements

Additional responsibilities may also include special projects and research, outreach, and education of community and industry groups, and other duties as required, such as assistance to advocate for the continuation of funding.

Reliable transportation and distance travel for trainings and conferences is required. May be required to suspend or discontinue any business and/or professional licenses to avoid conflicts of interest (such as real estate, insurance, etc.).

Send resume by email, no calls or faxes:
Trina Kokalis, Housing Counseling Program Manager/Supervising Attorney
Email to: Recruitment@LIFairHousing.org, subject line “Housing Counselor”

COVID-19 Tenant Legal Assistance Project Aids Suffolk Tenants in Financial Distress

Thanks to a grant from the office of New York Attorney General Letitia James, the ability of Nassau Suffolk Law Services to assist tenants facing housing insecurity as a result of the pandemic has expanded. Many people who previously had stable incomes became unable to pay their rent during the pandemic and may now be facing eviction as a result. A new COVID-19 Tenant Legal Assistance Project may be able to help.

Eviction proceedings are taking place now.  Tenants who have fallen behind on their rent or whose landlords have simply opted not to continue renting face a real and immediate risk of eviction.  While New York has enacted important protections for people struggling to pay their rent as a result of the pandemic, these protections are not automatic.  It may be difficult for many people to understand their rights or establish pandemic-related defenses without assistance from an attorney. Read on for information about training sessions for the public and advocates on landlord-tenant law during the pandemic. 

The COVID-19 Tenant Legal Assistance Project, which will harness the generosity of volunteer attorneys, seeks to assist eligible Suffolk County tenants facing financial hardship.  Volunteer attorneys will provide advice and counsel over the phone or through virtual counseling sessions. Those who are interested may also represent tenants in court on a limited scope representation basis with no commitment to ongoing representation. Michele Fischetti, an NSLS staff attorney with years of experience representing tenants, will coordinate the program and provide training and support to volunteers.  

Nassau Suffolk Law Services' Civil Units in both counties, and the Volunteer Attorney of the Day program in Nassau County also continue to serve low-income clients, with the goal of being available at all Landlord-Tenant court days island-wide.    

Tenants facing eviction should call their offices at 631-232-2400 in Suffolk or 516-292-8100 in Nassau. Attorneys interested in volunteering in Suffolk County to help people struggling to recover from the economic consequences of the pandemic may contact Michele Fischetti at mfischetti@nsls.legal. Attorneys interested in the Volunteer Attorney of the Day program in Nassau County may contact Roberta Scoll at rscoll@nsls.legal.

LIDC Offers EDA CARES Act Revolving Loan Fund

The Long Island Development Corporation (LIDC) was selected to exclusively offer a novel low-cost loan program to aid Nassau and Suffolk County based businesses that have been impacted by the COVID-19 pandemic.

US Department of Commerce, Economic Development Administration (EDA), Coronavirus Aid, Relief, and Economic Security (CARES) Act Revolving Loan Fund Supplemental Disaster Recovery and Resiliency Investment.

Revolving Loan Fund (RLF) to alleviate sudden and severe economic dislocation caused by the coronavirus (COVID-19) pandemic, to provide permanent resources to support economic resiliency, and to further the long-term economic adjustment objectives of the Long Island region.

•             $50,000 - $500,000 business loans for Long Island’s businesses that were affected by COVID-19.
•             Simple rate at 1% first year, 2% second year, 3% third year, then after 5% for the remaining life of loan, 5 - 10 years term.
•             Working capital funding that also can be utilized for COVID- 19 preparedness, workplace safety, PPP, and economic recovery – hiring back furloughed or laid-off workers and/or new hires.
•             Manufactures, agricultural, aquaculture, wineries, breweries, commercial fisheries, wholesale or business to business, distributors, legal practice, accounting practice medical practice, construction, transportation, computer software, computer hardware, bio-tech, bio-medical, pharmaceutical, electronics, advanced optics, entrepreneurial incubators, environmental or energy related technology, project resulting in industrial modernization or innovation in life sciences.
•             A sliding scale application fee and 1% amount of loan commitment fee are both due at commitment.

You can contact the LIDC to apply for this program here.

Orgs Team up to Provide Grants for Black-Owned Businesses

The Long Island African Chamber of Commerce and Wish Local have teamed up to provide grants for local black-owned businesses.  There are no specific parameters surrounding the allocation of funds, but Wish Local recommends using the money for employment needs, paying rent or operational costs, connecting with new customers, and providing opportunities in the community.

Eligible candidates must be a black-owned business with an applicant at least 18 years of age or older.  Candidates must also be in a brick-and-mortar shop and employ 20 or less employees.  The shop’s annual revenue must be under a million dollars.

Those selected must also sign up for Wish Local, which is a series of programs that allow small businesses to participate with Wish, including selling inventory on the platform and sourcing wholesale items and more.

Applicants can fill out a form online at Wish Local Empowerment Program.

NYSERDA, Affordable Solar and Storage Predevelopment and Technical Assistance (Predevelopment Program)

The Predevelopment Program provides grants to address barriers to solar installations serving low-to-moderate income (LMI) households living in rental housing, multifamily buildings or other households not served by traditional on-site residential solar. Individual awards will not exceed $200,000. Funding to proposals through this solicitation will offset costs for predevelopment and technical assistance work needed to implement solar installations for multifamily affordable housing and/or shared solar (Community Distributed Generation) installations that benefit LMI households.

- Eligibility: Applications must be submitted by or include the documented participation of any of the following: owners, providers or managers of regulated multifamily affordable housing, community land trusts, land banks or portfolios of single-family affordable housing; local government agencies; Community Development Corporations (CDC), Community Development Financial Institutions (CDFI) or other community organizations providing services to LMI households and/or demonstrating an LMI constituency; and prior recipients of Predevelopment Program grants seeking to replicate and expand upon the success from a prior completed Predevelopment

Program project.

- Funding: Up to $10.65 million is available with individual awards not to exceed $200,000.
- Deadline: Continuous through December 31, 2024, or until depleted
- Contact:
Email: affordablesolar@nyserda.ny.gov
Website: www.nyserda.ny.gov/funding

New York State Accepting Applications for NY Forward Loan Fund

New York State has opened pre-applications for the New York Forward Loan Fund. Loans from this fund are available to small businesses, nonprofits, and small landlords in New York State. New York Forward loans must be fully repaid over a 5-year term with fixed annual interest rates of 3 percent for small businesses and landlords.

Small businesses may apply for the lesser of $100,000 or up to 100% of the average monthly revenues in any 3-month period from 2019 or the first quarter of 2020. This loan can be paid back over five years with first year being interest only.  However, if small businesses have received either a PPP loan or an EIDL loan from SBA, they would not be eligible to apply. NYS has set a goal of 18% of total funds under this Program for Long Island

Applications will be reviewed on a rolling basis as industries and regions reopen however, priority for New York Forward Loans will be given to industries and regions that have been reopened. Resources are available to assist in preparing applications for small businesses, landlords and nonprofits in industries and regions that have not yet reopened.

To view more details, including eligibility requirements and how to apply, click here:

If you need technical assistance through this process, please contact an Entrepreneurial Assistance Center near you and inform the counselor that you need help for the NY Forward Loan application.  You can find your closest contact center here.

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Albanese & Albanese

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